Invest Like
Warren Buffett

1. Information We Collect

Information You Provide Directly

• Email address (when joining our waitlist or creating an account)
• Name and contact information (if provided during account setup)
• Payment information — processed entirely by Apple App Store or Google Play. We never see, store, or handle your payment card details directly
• Communications you send us, including support requests

Information Collected Automatically

• Device information (device type, operating system, unique device identifiers)
• Usage data (screens viewed, features used, time spent in app, market selections)
• App performance data (crash reports, error logs)
• IP address and approximate geographic location (country/region level only)
• Subscription status and entitlement data via RevenueCat

Information We Do Not Collect

• We do not collect your brokerage account information
• We do not collect your actual investment portfolio or trading history
• We do not collect precise GPS location
• We do not collect biometric data

2. How We Use Your Information

• To provide, operate, and maintain the BerkshireAI application and services
• To process your subscription and manage your account through Apple App Store and Google Play
• To send you service-related communications including launch notifications, product updates, and support responses
• To personalise your experience, including remembering your preferred market (U.S., U.K., Japan, India, Australia)
• To analyse usage patterns and improve our AI screening methodology and user experience
• To detect, investigate and prevent fraudulent activity and abuse
• To comply with legal obligations and enforce our Terms of Use

3. How We Share Your Information

We share your information only in the following limited circumstances:

• Service Providers: We use trusted third-party services to operate BerkshireAI, including RevenueCat (subscription management), Formspree (waitlist email collection), and cloud infrastructure providers. These parties process data only on our behalf and under strict confidentiality obligations
• Apple and Google: Your subscription and payment data is governed by Apple's and Google's respective privacy policies when processed through their platforms
• Legal Requirements: We may disclose information where required by law, court order, or governmental authority
• Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your information may be transferred. We will notify you via email and/or prominent notice on our website prior to such transfer

4. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. If you delete your account, we will delete or anonymise your personal data within 30 days, except where retention is required by law or for legitimate business purposes such as fraud prevention.

5. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data ("right to be forgotten")
• Portability: Request your data in a machine-readable format
• Objection: Object to processing of your data for certain purposes
• Withdrawal of Consent: Withdraw consent where processing is based on consent

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.

To unsubscribe from marketing emails, use the unsubscribe link in any email we send. To cancel your subscription, use your Apple App Store or Google Play account settings.

6. International Data Transfers

BerkshireAI is incorporated in Delaware, United States, and our infrastructure may process data in the United States and other jurisdictions. If you are located in the European Economic Area, United Kingdom, or other regions with data protection laws, we ensure appropriate safeguards are in place for any international transfer of your personal data, including Standard Contractual Clauses where applicable.

7. Children's Privacy

BerkshireAI is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately at [email protected] and we will delete it promptly.

8. Security

We implement commercially reasonable technical and organisational security measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

9. Third-Party Links

Our app and website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party services you access.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on our website with an updated effective date, and where required by law, by email. Your continued use of BerkshireAI following notification of changes constitutes acceptance of the updated policy.

11. Contact Us

BerkshireAI Inc.
Incorporated in Delaware, United States
Email: [email protected]
Support: [email protected]

1. The Service

BerkshireAI is an educational mobile application that applies a framework inspired by publicly documented value investing principles to financial market data, generating daily curated stock lists with plain-English summaries across five global markets: the United States, United Kingdom, Japan, India, and Australia.

2. Eligibility

• You must be at least 18 years of age to use the Service
• You must have the legal capacity to enter into a binding contract in your jurisdiction
• The Service is not available in jurisdictions where it would be prohibited by applicable law
• By using the Service, you represent and warrant that you meet these requirements

3. Account Registration and Security

Access to the Service is managed through Apple App Store and Google Play accounts. You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorised access at [email protected].

4. Subscriptions, Billing and Trials

• Free Trial: We offer a 7-day free trial for new subscribers. Your trial begins on the date you start it through the App Store or Google Play
• Automatic Renewal: Subscriptions automatically renew at the end of each billing period unless cancelled at least 24 hours before the renewal date
• Billing: All billing is handled exclusively by Apple App Store or Google Play. BerkshireAI does not directly process or store payment information
• Pricing: Monthly plan at $9.99/month. Annual plan at $95.88/year (~$7.99/month). Prices may vary by region and are as displayed in your local App Store or Play Store
• Cancellation: You may cancel at any time through your Apple or Google account settings. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partial subscription periods except where required by applicable law
• Price Changes: We reserve the right to change subscription pricing with reasonable advance notice

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws or regulations
• Reproduce, distribute, modify, create derivative works of, or commercially exploit any content from the Service without our express written permission
• Attempt to reverse engineer, decompile, or extract the source code of the application
• Use automated tools, bots, or scrapers to access or extract data from the Service
• Interfere with or disrupt the integrity or performance of the Service
• Attempt to gain unauthorised access to any part of the Service or its related systems
• Redistribute, resell, or sublicense access to the Service to third parties
• Use content from the Service as the basis for financial advice given to others without appropriate professional qualifications and disclosures

6. Intellectual Property

All content, features, and functionality of the Service — including but not limited to the Buffett Score™ methodology, Meridian Intelligence™ branding, AI-generated summaries, visual design, and underlying software — are owned by BerkshireAI Inc. and are protected by United States and international intellectual property laws.

BerkshireAI Inc. is an independent company and is not affiliated with, endorsed by, or connected to Warren Buffett, Berkshire Hathaway Inc., or any of their subsidiaries. The application applies publicly documented investment principles inspired by value investing philosophy. The name "BerkshireAI" is a trademark of BerkshireAI Inc.

7. Third-Party Data and Services

The Service incorporates financial market data from third-party providers. While we take care to use reputable data sources, we make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any financial data displayed in the Service. Market data may be delayed, incorrect, or incomplete.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED OR ERROR-FREE OPERATION.

WE DO NOT WARRANT THAT: (A) THE SERVICE WILL MEET YOUR REQUIREMENTS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (C) ANY INFORMATION OBTAINED THROUGH THE SERVICE WILL BE ACCURATE OR RELIABLE; OR (D) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BERKSHIREAI INC. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL — ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.

10. Indemnification

You agree to indemnify, defend, and hold harmless BerkshireAI Inc. and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, conducted in Delaware. You waive any right to a jury trial or class action proceeding.

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent irreparable harm.

12. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or the integrity of the Service. Upon termination, all licences granted to you under these Terms immediately cease.

13. Modifications to Terms

We may update these Terms from time to time. We will provide reasonable notice of material changes via email or in-app notification. Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.

14. Contact

BerkshireAI Inc.
Incorporated in Delaware, United States
Legal inquiries: [email protected]
General support: [email protected]

1. What BerkshireAI Is

BerkshireAI is an educational technology application. It applies a systematic, rules-based screening methodology to publicly available financial market data across five global stock markets. The results of this screening — including ranked stock lists, Buffett Score™ ratings, and AI-generated plain-English summaries — are produced entirely for educational and informational purposes.

Our mission is to make serious, long-term investment thinking accessible to everyone — not to direct your investment decisions.

2. What BerkshireAI Is Not

• BerkshireAI does not provide personalised financial, investment, tax, or legal advice
• BerkshireAI does not know your personal financial situation, risk tolerance, investment objectives, time horizon, or tax circumstances
• BerkshireAI does not recommend that you buy, sell, or hold any specific security
• BerkshireAI does not manage money or act as a custodian of any assets
• No content in BerkshireAI constitutes a solicitation or offer to buy or sell any financial instrument

3. The Screening Methodology

The BerkshireAI screening methodology applies eight criteria inspired by publicly documented value investing principles. These criteria are applied systematically and equally to all stocks within each market. The methodology:

• Is educational in nature and does not constitute proprietary investment research
• Relies on third-party financial data which may be delayed, incomplete, or inaccurate
• Does not account for individual company developments, breaking news, or qualitative factors not captured in financial statements
• Produces outputs that reflect past and current financial data — not predictions of future performance
• Is updated daily based on available data but may not reflect intraday market movements

4. No Affiliation with Warren Buffett or Berkshire Hathaway

BerkshireAI Inc. is an independent company. We are not affiliated with, endorsed by, sponsored by, or connected in any way to Warren Buffett, Berkshire Hathaway Inc., or any of their subsidiaries, officers, directors, or representatives.

The investment principles applied in our methodology are inspired by value investing philosophy as documented in publicly available sources including annual shareholder letters, interviews, and published books. The application of these principles is our own independent interpretation for educational purposes.

5. AI-Generated Content

The plain-English summaries presented in BerkshireAI are generated by artificial intelligence. These summaries:

• Are produced automatically without human editorial review of each individual output
• May contain errors, omissions, or inaccuracies
• Reflect the AI system's interpretation of available data and should not be taken as verified fact
• Are updated daily but may not reflect the most current market conditions
• Are written to be accessible and plain-spoken — simplification is inherent in their design

6. Market Data

Financial data displayed in BerkshireAI is sourced from third-party data providers. We make no representation or warranty that such data is accurate, complete, timely, or fit for any particular purpose. Market prices, financial ratios, and other data points may be delayed by 15 minutes or more and should not be used for time-sensitive trading decisions.

7. Past Performance

Past screening results, historical Buffett Score™ ratings, and any reference to how screened stocks have performed historically do not constitute a representation that similar results will occur in the future. Past performance of any investment or screening methodology is not indicative of future results. All investing involves risk, including the possible loss of principal.

8. Your Responsibility

Any investment decision you make is entirely your own. Before making any investment decision, you should:

• Conduct your own thorough research and due diligence
• Consult a qualified, licensed financial adviser who understands your personal circumstances
• Consider your personal financial situation, risk tolerance, investment objectives, and tax position
• Read all relevant prospectuses, financial statements, and regulatory disclosures for any security you consider purchasing
• Understand that investing in equities involves risk and that you may lose some or all of the money you invest

9. Regulatory Notice by Jurisdiction

• United States: BerkshireAI is not registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser under the Investment Advisers Act of 1940
• United Kingdom: BerkshireAI is not authorised or regulated by the Financial Conduct Authority (FCA). The content of this app does not constitute a financial promotion under the Financial Services and Markets Act 2000
• Australia: BerkshireAI does not hold an Australian Financial Services Licence (AFSL) and does not provide financial product advice within the meaning of the Corporations Act 2001
• Japan: BerkshireAI is not registered as a Financial Instruments Business Operator under the Financial Instruments and Exchange Act of Japan
• India: BerkshireAI is not registered as an Investment Adviser with the Securities and Exchange Board of India (SEBI)

10. Contact

Questions regarding this Educational Disclaimer may be directed to:
[email protected]
BerkshireAI Inc. · Incorporated in Delaware, United States